FLOOS enables telecom operators in emerging economies to migrate their massive 2G subscribers base by providing banks with the collateral needed to finance affordable 3G phones.

Our technology aligns the interests of all the parties (Customers/Telcos/Banks) by piecing together 3 core functionalities;

1) A granular phone locking mechanism

2) A dynamic credit score

3) An orchestration Engine that connects all the backend systems

We make $6 from each subscription sold. But because we have the critical mass, the bigger it get, the better it works.

Our team of founders have over 40 yrs of combined experience in finance and deep user engagement solution. Having worked for leading financial institutions across 3 continents, and because we come from a region with low digital inclusion, we understand this problem better than anyone else.